199. How to Start Building Wealth: The 3 Stages Every First Gen Woman Needs to Know
If you've ever searched how to start building wealth and felt like every answer assumed you already had a foundation you were never given, this episode is the one you've been waiting for.
In this episode, Andrea breaks down the three stages of wealth building in a way that actually makes sense for first-gen women of color.
She shares her own experience of feeling financially stuck, not because she wasn't earning enough, but because she didn't yet have a strategy for where her money was going. She gets honest about the moment she realized more income wasn't the answer, and what actually changed things for her.
You'll learn how to identify exactly which stage you're in right now, what skill you need to master before you can move forward, why tracking your expenses alone isn't enough to build real wealth, how to get in control of your spending without shame or restriction, and what it actually looks like to invest with a specific goal in mind, whether that's retiring early, buying a home, or creating the financial security to walk away from something that no longer serves you.
Learn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching
Why building wealth is about buying freedom, options, and security, not just hitting a net worth number
The three stages of wealth building and how to know which one you're in
Why having a paycheck strategy matters more than making more money
What it actually means to spend well and why it's the most underrated money skill
How to move from "I contribute a little to my 401k" to investing with a real, specific purpose
What consistent, strategic investing looks like when it's tied to a goal you actually care about
How one client went from being afraid to look at her finances to a $40,000 savings balance and the freedom to walk away from a situation that wasn't working
