1:1 Money Coaching
Know exactly what to do with your money, at every stage of your life
A 4-month 1:1 program that gives first gen WOC a personalized money system and investment strategy so your money is finally working hard
You have money coming in. You're just not sure where it should be going.
You have money coming in, you're paying your bills, and life feels fine. But you have no real system, no concrete money strategy, and a quiet feeling that you should probably be doing more with your money. You're not struggling. But you’re also not building anything on purpose.
You've always been a big saver, but your money is just sitting around and you know it should be doing more. You've thought about investing but don't know where to start, what to buy, or how to make sure you're setting it up right from the beginning.
You're the one your family calls. You send money home, you cover the emergencies, you co-signed the loan. But you're starting to wonder: who's building for me? You're tired of feeling the tension of giving everything and building nothing for yourself.
You're not frugal and you don't want to be. You work hard and you like to enjoy your money. But there's a voice that shows up every time you swipe your card or check your bank account that wonders if you should be saving more, investing more, doing more wiht your money.
You've been trying to figure it out on your own using information that was never built for first gen. And every day you wait is money that should be growing, sitting still or falling through the cracks.
You are able to send money home a specific number home each month without it derailing your goals. Because you have plan that accounts for family support AND personal wealth goals. Now, at the end of each month, your savings grew, your retirement gets funded even while you’re supporting your family. You no longer have to choose between your family and your future.
You’re able to swipe your card and feel nothing but good about it because you know everything else is handled. Your savings is growing each month, your investments are set up and automated, and you have a clear spending number you can completely trust and spend guilt-free. No more “end of month panic” about where it all went. Just your money funding both your future and your joy.
Now Imagine…
You open your banking app and actually knowing where every dollar is going and it all happening automatically. Your paycheck drops and you don't have to think about it, money is going to the right places. The bills are covered, your savings is growing and your investments are building. You're no longer winging it or hoping it all works out. You know it will because your money finally has direction.
You log into your investment accounts and actually understand what you're looking at. You know why you chose those funds, and feeling confident you’re on track to retire comfortably. You’ve set it up correctly from the beginning, and won’t have to undo, fix or correct anything later. You’re seeing your money isn’t just sitting anymore, it's working hard, month after month. All with automations set up so your money moves without you having to touch it.
Introducing
1:1 Money Coaching
A 4-month 1:1 program that gives first gen WOC a personalized money system and investment strategy so your money is finally working hard
What You Get Inside 1:1 Money Coaching
Know Your Numbers Kickoff Call
On your first call, we get clear on your priorities, what matters to you, and where your money actually needs to go so you have clears steps on exactly what to do with your money to create the most impact.
Automated Paycheck Bucket Split
An automated system that splits your paycheck into the right “buckets” (i.e accounts) so that as soon as your paycheck hits the exact amount, is going to the exact places…all set up to run on autopilot.
Eliminate Debt Strategically Strategy
We’re not going to panic pay off debt over here. Instead, I’ll help you create a plan to decide which debts to prioritize, how to pay them down strategically without putting your investing on hold. You’ll learn to work on both, eliminating past debt and building your future at the same time.
In-Between Call Support
Support in-between sessions so you never have to figure it out alone. If a question comes up, or you need help making a timely decision; you can reach out and get “in the moment” guidance.
On-Track Retirement Investing Plan
We’ll calculate exactly how much you need to retire with enough money, where you currently stand and how to get you on track to be set to retire at 65 or sooner. No matter where you’re starting from, we’ll shoot to add at least $500k-$1M to your ending retirement balance.
12 Money Strategy Sessions
Weekly calls where we work side-by-side to get your finances organized, build automated systems, apply money strategy & put your money to work.
Investing Account Setup
I will guide you on how to open your investment accounts. We’ll do it live during our calls, together, step-by-step so you never have to wonder if you’re doing it right. I will help you choose the right accounts, the right platform for you, and the right investments to grow your money.
Life Goal Investing Plan
Then, we’ll map out exactly how to use a brokerage account to grow money for life goals and important milestones such as buying a house, starting a family, going on sabbatical, etc. You’ll know exactly how to approach investing even with a shorter timeline.
Investment Selection Guidance
I’ll teach you exactly how to choose the right mix of investments that can grow in any economy. You’ll learn what factors to look at and consider when choosing investments so you’re making informed decisions. You’ll create a strategy that allows your money to grow without needing to constantly maintain or monitor your accounts.
Kids/Legacy Investing Plan
We set up the right investing accounts for your kids and calculate exactly how much to contribute so they’re able to get a financial head start. 529 Plan, custodial accounts, IRAs…we’ll create a personalized plan for you based on whatever budget you have.
1:1 Client Testimonials
Brenda created $600k for her future self
Brenda had over $50k sitting in savings and CDs. Her 401k was at $8k and her Roth IRA wasn’t being used. She had a lot of money…but it was just sitting there, not doing anything for her.
"I had spent the last 20 years saving money, but it wasn’t working for me. I didn’t want to spend the next 20 years saving but still not knowing how to invest/grow my money."
Inside 1:1 money coaching, Brenda grew her investing portfolio to $24,707.44 (up from $8k) across her 401(k), Roth IRA, and a brokerage account .With the changes & updates we made to her investing plan, she’s on track to add $695,291.63 to her retirement balance.
Maribel built a $100k legacy for her daughter
Maribel was earning more than she ever had but still felt like her money wasn’t going anywhere. She didn’t have an emergency fund, or had never invested before. But wanted to set up her daughter for success.
Inside 1:1 money coaching, she saved 2 months of expenses, optimized and automated her retirement contributions and is now on track to retire with $2,000,000.
She opened a custodial account for her daughter which will grow to over $120,000 by the time her daughter turns 18. She will now pass on a $120k legacy to her daughter without sacrificing her own retirement.
Brianna built a $250K portfolio to support her parents in retirement
Brianna knew she wanted to help support her parents in retirement, but didn’t know where to start or how to actually make it happen.
Inside 1:1 money coaching, we built an investing plan that would grow to a $250K portfolio specifically for supporting her parents without sacrificing her own goals.
She’s now on track to retire comfortably and has started a Hybrid Saving & Investing Plan for a future down payment. She’s supporting her family and building her own wealth, at the same time.
Viviana went from no retirement strategy to building a $2.1M plan
Viviana was 32 and hadn't really started investing for retirement. Her jobs had never offered a 401(k), and while she had opened a Roth IRA, the money was just sitting there uninvested.
Inside 1:1 money coaching, we built her first ever retirement plan. She rolled over old accounts, set up her Roth IRA and HSA, and started investing consistently even while paying off debt and saving for a future home. She’s now on track to retire at 59 with over $2.1 million.
Andres started building a $60,000 fund to buy his first home
Andres knew he wanted to buy a house but didn’t know the smartest way to save for it. He knew he didn’t want to buy a house right away so he wanted to make his money work as he waits for a good time to buy.
Inside 1:1 money coaching, we built a plan that lets him save and invest toward a $60,000 down payment so his money isn’t just sitting, it’s growing. His investing strategy is designed to help him reach his goal faster without putting his future home at risk.
Ingrid turn “old 401ks” into $190k more for retirement
Ingrid had over $50,000 sitting in an old 401(k) completely uninvested. It had been in cash for years, not working for her.
Inside 1:1 money coaching, we rolled the $50k in her old 401k and she actually invested that money. Now, that $50k is projected to grow to over $190,000 to add to her retirement, just from putting her money to
Mercedes went from $0 invested to building a $1.3M retirement plan
Mercedes didn’t have anything set up for retirement. She had savings, but wasn’t sure how to use it wisely, and the idea of “catching up” felt overwhelming.
Inside 1:1 money coaching, we opened up the right investing accounts for her (an independent contractor) Traditional IRA and Solo 401(k), and set up an investing schedule that aligned with her goals and income. Now she’s on track to retire with over $1.3 million even though she started in her mid 30s.
Veronica is investing to have a $2.6M retirement, a $112k down payment, and $600k+ to support her parents in retirement
Veronica didn’t want to pick between her own future, buying a home, or helping her parents retire, so inside 1:1 coaching, we built a plan to do all three. She’s now on track to retire with $2.6 million, she has a Hybrid Saving & Investing Plan towards a $112k down payment, and is building a $600k+ fund to support her parents in retirement. She’s now using investing to make progress on all her goals without always having to work harder or “save more.”
1:1 Client Podcast Interview
How Angie Saved $8,022.00 & Started Investing While Enjoying Life
How Norma Went From Feeling "Terrified To Join 1:1" To Adding $9,935.11 To Her Wealth
How Financial Confidence Helped Crystal Earn $5k More And Save $10k+
How Sonia Took Ownership Of Her Money And Saved $10k
The Investment
$4,000 paid in full
$1,050/month for 4 months