1:1 money coaching
1:1 is a 4-month program for first-gen WOC who want their money to work for them instead of continuing to have their savings just sitting there.
As a first-gen WOC, you were likely taught to “save.”
But you haven’t had much guidance on what to do with your savings.
How to make it grow?
How to be strategic?
How to build wealth?
Savings keep your working for money.
Investing allows money to work for you.
Does this sound familiar?
Your money strategy is basically “save more” or “save the most”…but you don’t really have clarity. You don’t how much you’re savings, why you’re savings and for what you’re saving for…which sometimes makes spending feel uncertain.
You might have a big $20k savings, yet you still feel anxious with money. You tend to “catastrophize” and constantly worry about not having enough…even with your savings continuously growing.
You feel like you’re stagnant. Sure, you’ve got your emergency savings and you’re “doing okay” but you feel like you’re not optimizing your savings or making your money “work for you”…and also - what does that even mean? With tons of info out there, it’s hard to know what advice to follow or who to listen to.
You know you should be investing but feel lost about “where to start?” Attempts at trying to learn “how” are often met with overwhelm because of the vast amount of information available…so you put it off year after year.
You’re good at saying 'no' to spending and struggle with guilt-free purchases. Every expense is questioned through “is this necessary?” or “do I really need this?”, making it impossible to spend with peace & freedom.
You’ve gotten some CDs and maybe even have a financial advisor - but you’re still way confused about how investing works. You want to feel knowledge & confident making investment decisions knowing that you understand how all this works.
You have so much clarity & confidence about your money. You spend with ease, never feeling bad because you also know you’re optimizing your finances.
Your money is now working for you, you’ve stopped just stock piling money in your savings and instead, now you’re growing your money by investing.
You’re financially literate and this makes you feel confident that you can support yourself independently now and in the future.
Management feels light because you know you’ll always have enough. You stop protecting your savings and instead money flows in and out. You’re not just a “saver” but now a wealth builder.
Your future excites you. You see yourself taking extended vacations, being able to support your aging parents and living & enjoying life at a slower pace. All made possible by the financial foundation you've built.
Introducing
1:1 Money Coaching
1:1 is a 4-month private money program for first-gen WOC who want their money to work for them instead of continuing to have their savings just sitting there.
IN 4 MONTHS OF 1:1 COACHING, YOU GET:
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Coaching Calls
16 video calls (60 mins each) where we dive into money strategy & money mindset.
1 call/week for 4 months!
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BGW Curriculum
Access to my personal finance course as well as relevant resources & template to support your investing journey & education.
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In Between Call Support
Messaging support to help with any “real time” money questions. So you don’t have to wait until your next call - you can reach out Mon - Fri from 9am - 5pm EST.
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Customization
A completely customized & personalized experience. No more confusion about what applies to you or not. You’ll learn what’s relevant for you/your goals.
The Process We’ll Go Through
Your Current Numbers
First, we get clear on your current finances. What amount is coming in from your 9-5/sides jobs? And what amount is actually leaving your account each month? With this information, we strategize about how to make the most of your current salary and start building wealth exactly where you’re at.
Your Saving Strategy
It’s time to go from “save more” to getting specific about what you’re saving for, how much you’re saving, and by when do you want to save it. You’ll learn how to determine exactly “what to do with your money” and get more strategic about your savings.
Make Progress With Each Paycheck
Create a bank account system that doesn’t require you to track every single expense and instead only takes 20 mins a week of management. With an easy money management system in place, you’ll ensure you’re making progress towards your money goals every time you get paid.
Your Future Numbers
Then, we dive into investing. What do you want to retire with? How much should you be investing? How much money would you like in the future? We start with the end goal and consider your future numbers. You’ll create a game plan and work backward to build the life you want with every paycheck.
Learn How Investing Works
Become the friend who gets investing and can casually explain it over drinks. You’ll learn how everything works: the lingo, the concepts, the strategies. You’ll get to a point where you feel confident investing your savings, and watching your money work for you.
The Investment
$4,000 paid in full
$1,050/month for 4 months
1:1 Client Testimonials
P A M E L A
“Before 1:1 money coaching, I was anxious about money all the time. It seemed like no matter how much I made, how many side hustles I had, it didn’t matter because I was still living paycheck to paycheck. I felt a lot of shame and embarrassment about my student loan debt, my non-existent savings account, and my financial choices haunted me month to month. I’ve worked hard my whole life, and it wasn’t for this. After 1:1 money coaching, I have a significant savings account! I’ve learned to set financial goals and intentions without shame or “FOMO.” I’ve learned my emotions were highly tied to my finances and how to break the cycle of letting those temporary feelings control my financial decisions. I’m now in a place where I am comfortably paying off my debt without fear and have a savings account for the first time!”
N A T A L I E
“1:1 is so much more than money coaching; it’s also life coaching. Andrea is so passionate about what she does, and you know from the moment you start she wants you to succeed. She breaks down those really obscure and tough concepts so easily and in a fun way that anybody could understand. She is so knowledgeable and takes great care to make sure you get everything out of the program you want and need and even a bit more than you didn’t expect.”
C I N D Y - J O Y
“Before coaching, I was basically a sitting duck, stagnant. While I was doing well with saving money, it wasn't growing, nor was it working for me. After coaching, I've opened accounts that'll grow my savings, found ways to increase my income, and am actively working on building credit so that I can secure better deals and benefits in future investments. Approaching finances is not as scary as I thought. It does require learning new things, but it's doable for everyone and can be tailored and molded into a system that works for you! There's no set way to handle money, and if something isn't your "vibe," that's ok! I’ve learned you can choose how you want to tend to your finances.”
D A P H N E
“I learned how to invest, and I'm not as intimidated by the stock market as I used to be. I was okay managing my money before, but now I'm no longer in credit card debt and investing for my future. It's a great investment for your future and reshapes how you think about money. I am so glad I made this leap of faith!”
M O N A
“During 1:1 money coaching, I paid off debt, opened a high-yield savings account, learned how to evaluate my spending, and created a budget. I learned how to create a plan to hit my money goals, and I also feel great about where I am for investing and retirement. I realized I was not as behind with investing or retirement as I initially thought. I also learned about improving my relationship with money, and just like any relationship --- it takes work, and you need to give yourself grace! I am more comfortable spending on things I thought were indulgent but really just needed at the time and good for my soul.”
A N G I E
“Before money coaching, I had just started a job offering a consistent salary with health benefits. I made almost $2000 more each month than my previous career. But despite the spike in abundance, I still found myself transferring money out of my savings & only having enough to get to my next paycheck. I was getting by but wasn't "building" anything, and I did not have the tools, knowledge, or guidance to know where to start.
Money coaching gave me budgeting tools, new systems, accountability, and a new perspective on credit! I started at zero - I had never budgeted a dime or had a consistently growing savings account. With 1:1 coaching, I saved $8,022.00, set up my 401k contributions, saved in cash for two vacations, and learned how credit works, but my most significant money win couldn't be measured - lol - it's my mental health. And I'm not exaggerating. The overwhelming peace that I have around my finances can't be matched. I know how much is coming in and where it's going before each month begins. I love "budgeting." It feels like the ultimate self-care. I was also pleasantly surprised to find just how emotionally intelligent Andrea was. Her capacity to hold space and truly listen allowed me to really come into myself in a very short amount of time.
If a small part of you is saying, "I need this," then you probably need it more than you think. And it's okay to be nervous or a little hesitant. Aren't we all when we are about to make a life-changing decision? Change is hard, but staying where you are is harder.”
S O N I A
“Before starting my money coaching with Andrea, I thought I was "financially stable." I was aware of how much money I was making but unaware of how much I was spending. I was paying my bills and spending but not saving any money. I would create a budget and write all my bills at the beginning of the year, but I quickly failed because I did not hold myself accountable. My relationship with money was spending it while I had it. I never thought about how financial goals today could positively impact my future. But I am not the same person I was six months ago when I started. Now, I feel motivated and look forward to looking at my money and meeting my monthly money goals. The lessons that I have learned are valuable, purposeful, and life-changing. I know, understand, and have a plan for my money. Andrea was always genuine and supportive along the way. I never felt like she judged me in any way regarding my financial situation. She was honest and asked questions that helped me reflect on what decisions I wanted to make regarding my finances. Andrea believed more in me than I believed in myself at times, and that felt good to have.
C R Y S T A L
“I would avoid talking or thinking about money. I wouldn't even like to think about paying my monthly bills and would always wait until the last day possible to make the payments because I would hate seeing the balance on my account decrease. With 1:1, I gained clarity and confidence in knowing I have enough money to cover all our expenses, buy things that bring us joy, and make our lives easier all while saving & investing my money. I have created a purpose for my money. I also learned there is so much more to money than just creating a budget and sticking to it. There are so many emotions attached to money and so many money thoughts that our brains make us believe that just aren't real. Money coaching will help you create clarity and give you the tools to change that mental chip in your brain about money. During 1:1 I was able to save $1,000 saved for a new laptop, $800 for my personal savings account, $10,831 for our home down payment, change my 401k contributions to 6% and got a $5,000 raise. If you’re thinking about 1:1, do it! Invest in yourself and go for it!
M A R C I E L A
“Before 1:1 money coaching, I felt without direction. I didn’t understand enough, I went off what others said but I wasn’t very informed. I have always been good at saving but did not know what to do with my money. I was looking for peace of mind with my money and feel that I’ve definitely gotten more of that. I’ve learned how to save and spend in a way that makes sense for my life and my future. I now have a money system that works automatically, and I just observe and relax. If you’re considering joining 1:1 give yourself a chance to be blown away. Money is a topic that not everyone is comfortable with, but being able to talk to someone to guide is worth every single penny.”